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Getting regular income from your money

Investing for income - especially when considering how to generate regular income - can provide added security, particularly if you’re transitioning out of regular work and into retirement. Our wealth specialists are well versed in the best investments to generate stable, reliable returns in the timeframe you need. 

How to generate regular income

If you’re wondering how to generate regular income from your investments, we can help. Whether you’re turning a single lump sum into a steady income stream, or replacing your regular pay after you retire, we have a whole team of specialists dedicated to this very area.

Our fixed income (or fixed interest)  team can build and manage a portfolio of lower risk, more reliable investments for you. They have a tried and tested investment philosophy, powerful research tools and vast experience to ensure your future feels more secure. 

How we can help

Discover where to invest for regular income, with a range of services to support you.

Our services

Benefit from a holistic view of your finances that involves planning, advice, and investing.

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Investment management

Ensure your money is working as hard as it can with our investment management service.

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Fixed income investing

If you’re looking for more risk-adverse, stable and consistent returns, fixed income (or fixed interest) investing could help.

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Ready to talk?

If you’d like to have an informal, no obligation conversation or have questions, please get in touch.

If you prefer you can call us on +44 20 7523 4500.

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Common questions on growing your money

If you’re investing for income in retirement, this can come from a mix of sources, such as pensions, ISAs and investment portfolios. We’ll help you build a personalised strategy that balances reliability, flexibility and tax efficiency - helping you enjoy retirement with confidence and peace of mind.

For regular monthly income, we can build a diversified portfolio using income-generating assets like bonds, dividend-paying shares and property funds. The best investments for income depends on your goals and risk tolerance, but we’ll tailor it to support your needs reliably and sustainably, with flexibility to adjust as circumstances change. We can also advise you on how much to invest for monthly income - the amount that is appropriate for you.

Yes. In the UK, when you withdraw your pension it’s taxed as regular income. After your tax-free lump sum allowance (usually up to 25% of your whole pension), the rest, whether from a private or workplace pension or the State Pension, is subject to income tax at your marginal rate. This means it’s taxed in the same way as earnings from employment or other sources. Our Wealth Managers can help you plan tax-efficiently to get the most from your pension and other investments.

Important information

Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.