Freedom from day-to-day decisions
Looking after your own investments can be time-consuming and requires commitment, knowledge and objectivity. Discretionary portfolio management allows your client to hand responsibility for their investment portfolio over to a dedicated and experienced Investment Manager.
How it works
Introductory call
15-30 minutes
An initial conversation will take place over the phone and we’ll focus on understanding your client's current situation, their plans, and what they want to achieve with their investments. There’s no need to fill in any lengthy paperwork in advance – there’s absolutely no cost and no obligation too.
Initial consultation
At their first consultation, a member of our team will discuss your client's situation with them to understand their requirements and answer any questions they may have about Canaccord Wealth and the services we provide.
Proposal presentation
They’ll then receive a bespoke proposal detailing a personal investment portfolio that matches their individual requirements, attitude to risk, and overall goals.
With you for the long term
Our mission is simple: to help your client build their wealth with confidence. We’ll always keep them informed about their investment portfolio and performance and will continue to work with them to build our relationship on their terms.
We can meet face-to-face, by phone or by email, at home or in the office, whichever is most convenient for them. Accounts can also be accessed online at any time through our app.
Why choose us?
Freedom
Your client will be free from having to make day-to-day investment decisions
Expertise
A qualified Investment Manager, experienced in the markets, will act on your clients behalf
Stewardship
An Investment Manager will consistently ensure their strategy is aligned with your client's goals, values, and attitude to risk
Advantage
Access industry-leading tools, research and analysis with frequent updates on how your client's portfolio is doing, if required
Oversight
Clients are always kept informed of the changes made to their portfolio with regular reviews of their objectives
Tailored
Feel confident your client's portfolio is designed to meet their needs
Specialist areas
Small-cap investing
Smaller companies (small caps) can offer attractive investment opportunities and help diversify your portfolio. However, picking small-cap stocks can be risky - so the devil is in the detail. This is where our team can help
Learn more
Fixed income investing
If your client is looking for more risk-adverse, stable and consistent returns, fixed income (or fixed interest) investing could help. This can be especially important if they want to generate a regular income stream, either to supplement their savings or live off in retirement.
Learn moreCommon questions on portfolio management
Portfolio (or investment) management involves building and overseeing a portfolio of assets, such as stocks, bonds and cash, which will help you meet your long-term financial goals and risk objectives.
There are four types of portfolio management:
Discretionary – an Investment Manager can run a client’s portfolio without needing to ask permission every time they want to make an adjustment (such as choosing certain stocks), considering the client’s individual needs and risk objectives.
Non-discretionary (also known as advisory) – an Investment Manager needs a client’s approval before buying and selling assets within their portfolio.
Active investing – an Investment Manager builds a portfolio that attempts to outperform the returns of a specific index by strategically buying and selling stocks and other assets.
Passive investing – an Investment Manager builds a portfolio that attempts to track the performance of an investment index (like the S&P 500 in the US) by replicating the stocks held within the index. It’s commonly known as index tracking.
Portfolio management (or investment management) focuses on investing specifically, whereas wealth management combines financial planning and investment management. Both can help sustain and grow a client’s wealth, but the latter considers the client’s whole financial situation and develops a plan to achieve their specific financial goals. Alongside investment management, wealth management can include retirement planning, inheritance tax and estate planning, long-term care planning and more.
You should always have a good relationship with your Portfolio Manager and feel your money’s working hard. If you’re starting to question your relationship or are unhappy with your investment returns, think about the following statements. If any resonate with you, it might be time to consider a change of Portfolio Manager.
- The relationship doesn’t feel personal
- My circumstances have changed but the advice hasn’t
- My investments aren’t performing well
- I get little more than an annual review
- The service I’m receiving is outdated and inflexible
- I’m not sure I’m getting value for money