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Ill health and paying for care

How can you ensure you or your family have the best quality of life in later years? Many of us put off thinking about paying for long-term care, whether it’s at home or in another care setting. However, planning ahead can make all the difference. Our qualified experts can help you prepare for care costs, ensuring peace of mind for everyone involved.

Ensure you're ready for long-term care costs

Paying for long-term care doesn’t have to mean compromising your own, or your loved ones’, financial comfort. Our experienced Wealth Planners will work with you to structure your finances effectively, helping to maximise income to cover care fees while preserving your wealth for future generations wherever possible.

Rest assured, we’ll be with you through every step of your plan. Our lifetime cash flow modelling shows how long your income will last and identifies any adjustments we can make to help cover care fees. We’ll also handle all the paperwork for your plan and keep you updated on our progress.

How we can help

Our services can help ease the stress of self-funding long-term care, allowing you to enjoy life comfortably now.

Wealth planning

Feel more confident in your future, as our experts bring clarity to your finances.

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Long-term care planning

Find the best way to cover the cost of care with expert advisers.

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Investment management

Ensure your money is working as hard as it can with our investment management service.

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Ready to talk?

If you’d like to have an informal, no obligation, conversation or have questions about how to pay for long-term care, please get in touch.

If you prefer you can call us on +44 20 7523 4500.

Typically, we provide financial advice to clients with assets over £100,000. Please note, we do not offer a one-off share sale service below £250,000.

If you are interested in career opportunities at Canaccord Wealth, then please do not use this form to get in touch. Instead, please head over to our careers page to find out more.

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Common questions on paying for long-term care

Paying for long-term care is expensive and often over an uncertain amount of time. We manage your investments to find you opportunities that aim to provide a steady income to afford care fees while minimising risk. 

If you’re wondering how to pay for long-term care, we recommend planning as early as possible. We’ll work with you and your loved ones to build a comprehensive wealth strategy. You’ll have a clear understanding of how your current income and investments can cover care costs. Plus, we can also help with care home tax planning and annuities (a type of insurance that provides a regular income) to support you with any fees.

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Important information

Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.