Understanding your client's options
A financial windfall can take many forms, like receiving an inheritance or a life insurance settlement. Your client may also be wondering how to invest a bonus from work or manage their finances after their company’s Initial Public Offering (IPO). Or maybe they've received a substantial lump sum as part of a divorce settlement or lottery win.
No matter how they received it, they'll have cash waiting to be taken care of. This can feel like a big decision, but it doesn’t have to be a difficult one – if they have a plan. Our experts can show them how to manage a lump sum of money in a way that works for best for them.
How we can help
From how to invest a lump sum to planning what to do with newfound wealth - we can help.
Investment management
Ensure your client's money is working as hard as it can with our investment management service.
Learn moreCommon questions on what to do with a lump sum
How to invest a large lump sum depends on your goals, timeline, and comfort with investment risk. Our Investment Managers can guide you through tax-efficient options and diversify your assets to balance growth and security.
Sometimes people don’t see an inheritance as their money and want to protect the capital as much as possible. Others want to balance paying off debt with a regular income plan. Whatever your preferences, we take the time to ensure your portfolio aligns with your wishes and future.
Investing a lump sum can be a way to receive a regular income, which could boost or replace your current income. It might mean you can work part-time, do some unpaid charity work, or retire early.
When investing a lump sum for income, it’s important to find options that deliver steady, reliable growth and can withstand economic shocks. Our Investment Managers and fixed income specialists understand the best ways to achieve this and will closely monitor your portfolio to make any changes if needed.