Ill health and paying for care
How can your client ensure they or their family have the best quality of life in later years? Many of us put off thinking about paying for long-term care, whether it’s at home or in another care setting. However, planning ahead can make all the difference. Our qualified experts can help them to prepare for care costs, ensuring peace of mind for everyone involved.

Ensure your clients are ready for long-term care costs
Paying for long-term care doesn’t have to mean compromising their own, or their loved ones’, financial comfort. Our Society of Later Life (SOLLA) accredited Wealth Planners will work with you and your client to maximise their income to cover care fees, while minimising their inheritance tax (IHT) liability wherever possible.
Rest assured, we’ll be with them through every step of their plan. Our lifetime cash flow modelling shows how long their income will last and identifies any adjustments we can make to help cover care fees. We’ll also handle all the paperwork and keep you both updated on our progress.
How we can help
Our services can help ease the stress of self-funding long-term care, allowing your client to enjoy life comfortably now.

Investment management
Ensure your client's money is working as hard as it can with our investment management service.
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Long-term care planning
Find the best way to cover the cost of care with accredited specialists.
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Wealth planning
We can help your clients feel more confident in their future, as our experts bring clarity to their finances.
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Alison and I have found our Canaccord Wealth advisers understanding and helpful. I now feel reassured that I can afford the care home without spending all my children’s inheritance.
How we helped Janet manage care home costs
When we first met Janet, she was 80 and in poor health. Her husband had died five years earlier and left everything to her. However, her daughter Alison worried that Janet wasn’t coping alone, and together they agreed it would be best for Janet to move into a local care home.
Common questions on paying for long-term care
Paying for long-term care is expensive and often over an uncertain amount of time. We manage your investments to find you opportunities that provide a steady income to afford care fees while minimising risk.
If you’re wondering how to pay for long-term care, we recommend planning as early as possible. We’ll work with you and your loved ones to build a comprehensive wealth strategy. You’ll have a clear understanding of how your current income and investments can cover care costs. Plus, we can also help with care home tax planning and annuities (a type of insurance that provides a regular income) to support you with any fees.