A partnership that puts you first
No matter how complex your finances or personal situation, we have the expertise and market-leading tools at our disposal to provide you with sophisticated and forward-thinking advice, tailored precisely to your needs – whether it’s cashflow modelling or investment insight.
Our Wealth Planners will work with you in a clear, transparent partnership. They’ll create your own personal wealth plan, making the most of your money whatever stage you’re at in life.
Specialist areas
If you need specialist wealth planning advice, we can help. Here are some of the areas where we have deep expertise and experience.
Retirement planning
Have confidence in your retirement plans with comprehensive wealth planning
Succession planning
Understand how to leave an enduring legacy with the help of our experts
Why choose us?
Transparent
Fair and transparent fees agreed upfront with you
Specialist
Dedicated advice for estate planning, retirement and long-term care
Experienced
Financial planning experts with many years of experience
Tailored
Advice that’s built on a deep understanding of your goals and circumstances
Informed
Access to industry-leading tools, research and analysis
How it works
Introductory call
15-30 minutes
In our first call, we’ll focus on getting to know you and what you’d like to achieve with wealth planning. By understanding your current situation, hopes for the future, and ambitions for your wealth, we can start to build up a picture of where we can add the most value for you.
There’s no need to fill in any lengthy paperwork ahead of the call, no cost, and no obligation to continue if you feel it’s not a good fit.
Initial consultation
Your initial face-to-face consultation is all about the beginning of your personal wealth plan. This will take all your financial needs into consideration, from tax strategies to investment management. We’ll discuss the things you’re planning for in greater depth, as well as potential strategies to help achieve them.
This might involve cash flow modelling, where we build a picture of your finances by assessing your current and forecasted wealth. This can help us identify if there are any areas that can be improved, or if there are changes that need to be made to maintain or reach your desired lifestyle.
Proposal presentation
Now that we have a very detailed understanding of your situation, we can suggest improvements. These can be recommendations on where you may want to invest your money to better prepare for retirement, or how to reduce your potential inheritance tax liability.
Again, using cash flow modelling, we can demonstrate the impact your wealth plan could have on your finances. We’ll then show you how to prepare for certain scenarios and become more financially resilient. This can help you prepare in the event of economic uncertainty or a significant outgoing like long-term care.
With you for the long term
Ongoing
Over time, you and your priorities will likely change. With regular reviews, we can make sure your plan adapts with you – continuing to take account of your needs, circumstances, and any other life updates you may have. We ensure you have a plan, and a partnership with us, that lasts you for life.
Common questions on wealth planning
Whereas financial planning (also known as wealth planning) focuses on creating a roadmap – or personal wealth plan - to meet specific life goals, wealth management is broader. As well as budgeting, saving, and planning for your retirement, your estate and later life care, wealth management also includes tax-efficient investment management strategies combined with day-to-day portfolio management.
Very few people have the time or tools available to take an in-depth look at their finances. Understanding all the strategies and products that could help them grow or preserve their money is labour intensive – especially if their financial set up stretches across lots of different assets. A Wealth Planner can do all this for you, bringing all your finances together to maximise your wealth for the future.
Important information
We don’t offer tax advice at Canaccord Wealth; however, we will work with your legal and tax advisers to ensure the most appropriate solution is recommended. The tax treatment of all investments depends upon individual circumstances, and the levels and basis of taxation may change in the future.
