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The ultimate island escape for your pension

Guernsey could be the perfect place for you to rescue your retirement savings with a non-UK pension.

UK tax reforms are on the horizon

If some or all of your retirement savings are still in the UK, moving them to a non-UK pension can keep them working hard for you, give you more access to your money, and help shift them out of reach of changing tax regimes.

The benefits of a non-UK pension

Guernsey is only a short trip from the UK, but is the destination of choice for your pension given the possible tax changes.

More tax-free cash

You can take up to 30% of the money in your pension pot/s without having to pay any income tax on it (within certain limits).

Consolidated access

Combining your pension pots in one place makes it both easier to access your savings and keep track of how they’re performing.

Tax confidence

Keeping your pension in a predictable tax environment makes planning the future more straightforward.

Ready to find out more?

Ready to talk about your pension?

If you’d like to have a free, informal, no obligation conversation regarding your pension or have questions for our team, please get in touch.

If you prefer you can call us on +44 20 7523 4887.

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Questions you may be asking yourself

If you’ve built up multiple pensions over the years, consolidating them can make your savings easier to manage, give you more control over your investments and potentially reduce fees.

Do you have any offshore bonds? Are you planning to sell a business when you retire? Are you expecting to inherit anything? Do you have other assets? Our retirement guide covers how to manage and consider these.

In Guernsey, you are able to take between 0% and 150% of the rates given by the Government Actuary’s Department (GAD) 2011 Drawdown Pension Tables, which are based on your age and prevailing UK medium/long dated gilt yields.

Download our guide for more information

Important information

Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.

The tax treatment of all investments depends upon individual circumstances and the levels and basis of taxation may change in the future. Investors should discuss their financial arrangements with their own tax adviser before investing.

The information provided is not to be treated as specific advice. It has no regard for the specific investment objectives, financial situation or needs of any specific person or entity.